A.J. Renner : Exclusive Programs and Binding Authorities : Non-standard Physicians Program

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Exclusive Programs and Binding Authorities

Non-standard Physicians Program

"A well designed strategy results in a quality final product."

Our Non-Standard Physician's Program is focused exclusively on underwriting for non-standard physicians.

Focus - Physicians with practice problems

Claims-Frequency/Severity
Substance Abuse
Licensing Issues
Medical/Hospital Board Issues

Goal - Facilitate creative, analytical guidance

Provide economically feasible solutions
Quality Product
Stable Carrier
Professional Claims Handling

Carrier	Aspen Insurance U.K. Limited (Aspen RE)
Eligibility	Individual Physicians, Groups of 5 or Less
Ineligible Specialty Classes	ER, Medical Directors, Bariatric Surgery, Professional Sports Medicine, Chiropractic, Podiatry, & Dental
Claims Made	Incident or written demand form
Corporate Coverage	Shared limit, Separate Limit
Retroactive Coverage	Available for up to 5 years
Optional Extended Reporting Period	Available for up to 3 years
Death, Disability & Retirement	Available to Insured's covered under our program for 5 years
Death, Disability & Retirement	Available to Insured's covered under our program for 5 years
Limits of Liability	Up to $1,000,000/$3,000,000
Minimum Premium of	$15,000
Minimum Rate of	125% of State PIAA Rate
Minimum Deposit	25% Earned at Inception

TERRITORIES

We can write business in all states with the exception of Massachusetts and New Hampshire. Also we have licenses pending in Michigan and Pennsylvania.

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